Fintech development for MENA — payments, banking, compliance
Fintech ships slower because you can't compromise on compliance, ledger correctness, KYC and auditability. We've done it — including native integrations with Zazu Bank and Moroccan Central Bank patterns.
Double-entry ledgers
Balances that always reconcile. Every transaction posts to a proper ledger so audits, disputes and settlements are traceable.
KYC / KYB flows
Onchain / offchain identity, document verification, PEP screening, sanctions lists — wired to providers like Onfido, Sumsub, Persona.
PSD2, PDPL, PCI aware
Architecture that respects Moroccan Bank Al-Maghrib, Saudi SAMA, UAE Central Bank rules. No PCI card data ever hits your servers.
Zazu Bank ready
Native Zazu Bank integration for Moroccan clients: balance sync, transaction pull, statement reconcile — production-tested.
Audit logs everywhere
Every admin action, every override, every refund is logged immutably. Your regulator asks, you answer in one click.
Sovereign hosting
Deploy inside Morocco / UAE / KSA so client and card data never crosses borders.
Frequently asked questions
Can you handle Moroccan Bank Al-Maghrib compliance?
Yes. We build Moroccan fintech products with Central Bank patterns in mind: KYC via CIN, ICE for B2B, TVA-compliant invoicing, and Zazu Bank / CMI integrations. We're not a legal advisor but we structure the tech so compliance is straightforward.
Do you integrate with Zazu Bank?
Yes. VYANIS has a production Zazu Bank integration covering account sync, transaction feeds, statement download and reconcile. You can see it live in our own backoffice.
How much does a fintech MVP cost?
A regulated fintech MVP with VYANIS starts at $15,000. Timeline is 8–14 weeks depending on the number of banking / KYC providers integrated. Fixed price, in MAD, USD or EUR.
Ready to talk?
30 minutes, no obligation. We map your scope, timeline and fixed price on the call.
Book a discovery call